房屋的保險

上週末收到 Progressive 保險的通知,房子的保險被新的保險公司取消了,理由是房子位於山坡地上。

住在這個地方近三十年,第一次被這種理由取消保險,立即寫上一封電子郵件,

To Whom It May Concern,

I am writing regarding the recent notice that my home insurance policy is being canceled due to the property being located on a slope.

After reviewing official geological data from the Washington State Geological Survey, I confirmed that my property is not located within any mapped landslide hazard area. While there are mapped landslide deposits in the broader area, my parcel is outside all designated hazard polygons. I have attached a screen shot from the states geologic hazard portal showing this clearly.

We have lived at this address since July 1997, and the home was built in 1994. In nearly three decades, we have never had a policy canceled for slope related reasons, nor have we experienced any slope instability on or adjacent to our properties. The entire neighborhood is situated on a hillside, and slope alone has never been considered a disqualifying factor by previous insurers. I appreciate your prompt attention to this matter and look forward to your clarification.

今天收到准許續保的通知。

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