You can try this trick when you can’t find your car at a parking lot.
Unity Through Laughter (2014)
I like to watch the stand up comedy by Gabriel Iglesias. He is very few comedian who does not need to use F* word to make audiences laugh.
我很喜歡看 Gabriel Iglesias 的脫口秀，他是很少數不用 F* 字眼就可以讓觀眾大笑的演員。
‘Counterfeit’ tires pose consumer risk
Drowning: ‘Hidden childhood killer’
One kiss ‘shares 80 million bugs’
Mediterranean diet is best way to tackle obesity, say doctors
Always there
Thai commerial often reveals at last second…
泰國廣告常常要等到最後一秒，才知道在賣什麼。
Sarnrak Project
阮的故鄉，高雄
My Hometown…KAOHSIUNG
[創作] 半夜
買車是選 0% 還是 rebate?
0% 或 cash rebate
買車的時候應該是選擇沒有利息 (0% finacing) 還是折扣 (cash rebate)? 以下的 Capital One Auto Finance 應該提供一個很有趣的回答. 選擇 0% finacing 36 個月下來是支付 $16,000. 選擇 $2,000 cash rebate, 3.99% 的利息 36 個月下來是支付 $14,877.85. 兩者相差 $1,122.15.
| 36-Month Car Loan Comparison | ||
|---|---|---|
| APR | 0% | 3.99% |
| Cost of car | $20,000 | $20,000 |
| Less equity in trade | $4,000 | $4,000 |
| Less rebate | $0 | $2,000 |
| Amount to finance | $16,000 | $14,000 |
| Monthly payment | $444.44 | $413.27 |
| Total cost | $16,000 | $14,877.85 |
| Savings | $0 | $1,122.15 |
| Source: Capital One Auto Finance | ||
Cars.com 有一個 Cash Back vs Low Interest 的計算表, 讓您算一算那一個比較划算.
不 過選擇 cash rebate 絕大多狀況是必須使用汽車公司的銀行借錢, 而汽車公司提供的利率往往比一般的銀行還要高. 因此最好的做法是, 選擇 cash rebate 使用汽車公司的銀行先. 幾個月後(一般是 90 天或是 3 個 payments 後)再把這汽車貸款轉到一般(利息更低)的銀行.