My Hometown…KAOHSIUNG
[翻譯] 攝護腺發炎還是攝護腺肥大
[創作] 半夜
[翻譯] 男人和女人享受性愛的差別
買車是選 0% 還是 rebate?
0% 或 cash rebate
買車的時候應該是選擇沒有利息 (0% finacing) 還是折扣 (cash rebate)? 以下的 Capital One Auto Finance 應該提供一個很有趣的回答. 選擇 0% finacing 36 個月下來是支付 $16,000. 選擇 $2,000 cash rebate, 3.99% 的利息 36 個月下來是支付 $14,877.85. 兩者相差 $1,122.15.
| 36-Month Car Loan Comparison | ||
|---|---|---|
| APR | 0% | 3.99% |
| Cost of car | $20,000 | $20,000 |
| Less equity in trade | $4,000 | $4,000 |
| Less rebate | $0 | $2,000 |
| Amount to finance | $16,000 | $14,000 |
| Monthly payment | $444.44 | $413.27 |
| Total cost | $16,000 | $14,877.85 |
| Savings | $0 | $1,122.15 |
| Source: Capital One Auto Finance | ||
Cars.com 有一個 Cash Back vs Low Interest 的計算表, 讓您算一算那一個比較划算.
不 過選擇 cash rebate 絕大多狀況是必須使用汽車公司的銀行借錢, 而汽車公司提供的利率往往比一般的銀行還要高. 因此最好的做法是, 選擇 cash rebate 使用汽車公司的銀行先. 幾個月後(一般是 90 天或是 3 個 payments 後)再把這汽車貸款轉到一般(利息更低)的銀行.
public transit from downtown Portland to Woodburn Outlets
This is the guide on how to take public transit from downtown Portland to Woodburn Premium Outlets.
如何從波特蘭市中心搭公車到 Woodburn Outlets?
- Weekday only (只有平常日, 週末不可行)
- Reverse route on returning trip (回程時反向搭乘)
- Downtown Portland -> TrimMet #99-McLoughlin Express/#33-McLoughlin -> Oregon City Transit Center
- Oregon City Transit Center -> Canby Area Transit Orange Line (99E) -> Woodburn Bimart
- Woodburn Bimart -> Woodburn Transit -> Woodburn Premium Outlet
The trips below were checked on June, 2014. Transit agencies make schedule adjustments once a quarter, please double check before your trip. 以下的行程是 2014 年 6 月. 公車系統每季都會有些變化, 因此請自行確認.
去程 (downtown Portland to Woodburn Outlets)
7:03a -> 7:51a
8:04a -> 8:58a
(walk across the street to Mid Valley Plaza for 9:08a -> 9:37a; 走到對街的 Mid Valley Plaza 搭 9:08a -> 9:37a)
9:29a -> 10:21a
10:34a -> 11:28a
11:53a -> 12:37p
11:59a -> 12:50p
1:04p -> 1:58p
(walk across the street to Mid Valley Plaza for 2:08p -> 2:37p; 走到對街的 Mid Valley Plaza 搭 2:08p -> 2:37p)
2:27p -> 3:24p
3:34p -> 4:28p
4:53p -> 5:37p
回程 (Woodburn Outlets to downtown Portland)
The last returning trip to downtown Portland is 6:37pm; 最後一班回特蘭市中心是 6:37p)
9:08a -> 9:37a